Venmo is an app that should be simple and transactional . Instead , it ’s thorny and oftentimes clumsy to sail . It ’s sincerely angry that a ego - professed “ digital pocketbook ” stirs up so much dramatic play .

“ A guy I was cheating on my fellow with once Venmoed me the morning after we got drink , when I ’d evidence my boyfriend I was with a dissimilar friend , ” one friend told me . “ This could have been debar if he made the dealing private , or if all Venmo payments were secret . It ’s hard for me to understand what the advantage is of having them be public in the first place . ”

This specific scenario was surely a trouble impute to Venmo ’s default public setting which one must “ opt - out ” of , but it also bespeak some amazing naïveté by the transmitter who did n’t determine to see that their shady transaction was secret . While there ’s a lot leave to be desired with regards to the lineament and configurations of the app ( not to observe that whole privacy matter ) , there are also issues when it comes to how mass are using the app . What are you citizenry doing ? Why ? !

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Gif: Jim Cooke (Gizmodo)

Below you will find an etiquette guidebook that I very scientifically compile by asking friends , family , and colleague what Venmo habit irritated them most , and then consulting an emotionally sound user ( me ) on better practice to dramatise to address and evade them .

The content of your payment or request

The app requires you let in a description for each requital . That ’s bad user experience , but it ’s also the catalyst for the first yield : do n’t be a dick about caption .

“ Your vague and mysterious emojis are neither mysterious nor dim . Please hold on narcing with trees and snowflakes , ” a coworker suggested .

Being incriminating is n’t precious . What ’s more , by continuing to treat the app like it ’s a social web — assay to add up up with the most originative or sexual description — you are just perpetuating the pressure on others to overshare and expend mental energy on coming up with the coolest way to get that your ally spotted you a beer at the stripe while Venmo ( belike ) gleans your data . The solution to this is uncomplicated : keep it simple . Did you pay someone back for lunch ? How about the caption “ luncheon . ”

Argentina’s President Javier Milei (left) and Robert F. Kennedy Jr., holding a chainsaw in a photo posted to Kennedy’s X account on May 27. 2025.

Full disclosure : I have dicked around on Venmo . I once send my roommate the integral lyrics of Yellow Card ’s Ocean Avenue because his girl admitted to never having heard the song . I also once sent a booster a series of one cent transactions , spelling out a making love note , to her utter irritation . And I also once hear to send a acquaintance the entire Wikipedia plot of Annihilation to charge him for a picture ticket . ( It go over the character reference limit ) . I think slenderly being an cocksucker on the app is down in the mouth - key acceptable . But keep it at a lower limit , guys .

How long you should wait to request money

Here ’s a mutual scenario : you ’re out with a protagonist . The bar has a minimum , so you spot them a drink to meet it . “ Thanks , dude , I ’ll Venmo you for that . ” But you ’re out , you ’re having a nice time , and it does n’t feel natural for either of you to whisk out your earphone and send a defrayal or request in that moment . At what compass point is it satisfactory to send that somebody a request for the drink ? You do n’t require to be That Guy , sending a postulation in the same breath that your friend says they will make up you back . Too soon , and you might come off rude , distrustful . But expect too long , and maybe your protagonist blank out ( or “ forgets ” ) .

I call back waiting 12 to 48 hours is acceptable . If you ’re out for drinks on a Thursday night , for example , I think it ’s whole fine to send that person a request the next sunrise . If you want to await , give them the space to commend to pay you back themselves , await it out until Saturday night .

This situation is a bit more nuanced when it comes to shared costs among roommates . Venmo has become a vulgar tool to split bills and price for household items , like newspaper publisher towels and can newspaper . For those payments , it ’s acceptable to send a petition to your roommates right when you make the purchase . However , people appreciate a message from their roomie or partner before they get the request as a head - up . “ Otherwise it would feel like I was getting a peak from my own housemates , ” a friend said .

William Duplessie

And none of this address piffling and incomprehensible Venmo requests . A colleague steer out that an ex-husband - roommate would send her charges for household items that she did n’t even utilise . For example , you may think it ’s dainty to get flowers or donuts for the apartment , but if you did n’t consult with your roomy before making those purchases , then you bought those out of the good of your heart . Do n’t bill them , even if they reap delight from the contribution . Without audience , that ’s a natural endowment , babe .

How long is acceptable to wait until you pay someone back

When it comes to paying someone back , you should do it as shortly as you are financially equal to . That might be in that moment , the next morning , the next week , or maybe even the next month . This one want some emotional intelligence and communicating . Is your friend fast on money ? Do n’t be oblivious or faineant . Did your friend fleck you because you ’re tight on money ? Make trusted they have a good sense of the tidy sum they ’re reach in that moment . “ I can devote you back when I get my paycheck next week , ” or “ Can I pay for two month ’s of utility next calendar month ? ” Be transparent — don’t nobble your friends .

It get even more complicated when you are part the check among a larger group of people . I once attended a bachelorette party where eight women wanted to split a bill among … eight cards . One audacious woman instead suggest that one or two hoi polloi split the measure — something that I notice requires some privilege , depending on how much the bill costs — and the rest Venmo them . In those instances , when someone is footing a hefty price , you should send them the money you owe within the hour . Do n’t make them keep runway of who has and has n’t ante up them back , and do n’t make them stretch themselves lean only to have you institutionalise them back your portion of the bill a few day after . If everyone thinks like that , that ’s a supremely stinking spot for that person to be in .

That being said , one of the most common complaint is that Venmo does n’t have a majuscule feature film to mechanically cue people to pay you back . you could manually go in and mail someone one admonisher if they have n’t compensate you back in a timely way , but it put the burden on loaner to remind them , and who wants to do that ?

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If you’re still defaulted to public, wyd???

Despite Venmo ’s “ opt - out ” default , you could still easily vary your configurations to private or just between friends . We are not famish for platform that afford us the option to show off what we ’re doing , who we are hang out with , where we ’ve been , and what we ’re exhaust .

Spontaneous acts of generosity

It ’s undeniable that Venmo produce pay off people back a hell of a mickle easier than about a decade ago . But it also has germinate random act of unselfishness , both for the goodness and the disappointing .

“ I detest the capitalism aspect , ” a fellow said . “ A thing that ’s nice about booster is you take turn treating each other to things . Having to keep a enumeration and commodify every haunt is bullshit . ”

“ It ’s have a bun in the oven that masses just split up everything now , ” another friend allege . “ There is no treating someone or taking them out to dinner party / java . We ’re of the mentality that it all evens out at some point , but now I have to keep track of what I pay vs. what others paid . ”

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It ’s an unsurprising and unfortunate side outcome of convenience — but that does n’t have in mind you ca n’t also use the app to disperse unasked forgivingness . I ’ve used Venmo to send Quaker money for a drink or a sweet treat on their birthday if I ca n’t observe in someone . I had a friend place me a small amount of money to plow myself to a coffee and a pastry dough after a breakup . I ’ve also had friends “ pay ” each other compliments , broadcast tiny payments with a squeamish caption . I agnise that this contradicts my other etiquette rule — to not treat the political platform like a social meshwork .

I still concord that it should largely be used in an emotionless and transactional way . But I also think it ’s all right to rarely make exceptions — especially if it is to thoughtfully ( and privately ) make your friends daytime a minuscule respectable .

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